How does the FCRA relate to Texas state laws involving background checks?
I had recently applied for a job and was doing research involving the Texas Business and Commerce Code where it states a CRA cannot report arrests or convictions older than seven years prior to the report date. I contacted the CRA in question about this and the response from them was that they are held only to federal law which supersedes any related state laws
Answer
If it is a federal institution, federal laws apply. Moreover, if they conduct the background check themselves, they can go back forever. The 7 year limit only applies to companies whose sole jobs are to investigate and report backgrounds.
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